JPMorgan Chase is Hiring Corporate & Investment Banking Credit Risk Analyst
Commercial & Investment Bank (Wholesale Credit Risk APAC) • Mumbai, Maharashtra
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Job Overview
JPMorgan Chase is hiring a Corporate & Investment Banking Credit Risk Analyst for its Wholesale Credit Risk APAC team in Mumbai, Maharashtra. The selected candidate will assess the creditworthiness of corporate and financial institution counterparties, conduct transaction due diligence, support credit structuring, and recommend appropriate risk exposure and client grading.
The role involves managing an assigned portfolio of clients, conducting portfolio reviews, supporting new client onboarding, and analyzing market conditions that may affect credit risk across products such as loans, derivatives, and treasury products.
This opportunity is ideal for candidates searching for:
- JPMorgan Chase Credit Risk Analyst jobs in Mumbai
- Corporate & Investment Banking (CIB) risk careers
- Wholesale credit risk, due diligence, and portfolio management roles
- Finance and Business roles for graduates, MBAs, CFAs, or CAs
Key Responsibilities
A balanced approach to commercial opportunities, risk management, and internal controls is essential for managing the firm's balance sheet effectively.
1. Credit Risk Analysis & Due Diligence
- Conduct transaction due diligence, credit analysis, and assess the creditworthiness of counterparties.
- Evaluate relevant financial and business information to identify potential credit risks.
- Support credit assessments across loans, derivatives, and treasury products, developing forward-looking credit analysis.
2. Credit Structuring & Recommendations
- Recommend appropriate credit structures based on transaction requirements and assess risk appetite for client grading.
- Support decisions on new transaction approvals and participate in structuring and documentation negotiations.
- Balance commercial opportunities with appropriate risk controls.
3. Credit Portfolio & Stakeholder Management
- Take ownership of an assigned client portfolio, monitoring borrower performance and market developments.
- Conduct portfolio reviews, support new client onboarding, and participate in ad-hoc macroeconomic stress exercises.
- Act as a key point of contact for internal and external stakeholders and collaborate with product partners across the CIB.
4. Risk Controls & Team Collaboration
- Identify gaps or limitations in systems, risk controls, and policies, driving initiatives to improve risk management.
- Share knowledge with other analysts and contribute to coaching and training within the Analyst community.
Skills & Qualifications
Technical & Analytical Knowledge
Professional Skills
- Familiarity with credit risk concepts, including how credit risk arises and potential ways to mitigate it.
- Good interpersonal and communication skills to establish credibility and trust with stakeholders.
- Strong time management skills and clear thinking when managing multiple workstreams.
- Logical and holistic problem-solving abilities to communicate views and recommendations clearly.
Eligibility & Preferences
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Education Requirement: A bachelor's degree in Business, Finance, or a related field is required.
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Experience Note: While 2–3 years of experience in credit risk management within the financial services industry is preferred, it is not stated as a mandatory minimum requirement.
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Preferred Qualifications: Postgraduate qualifications such as an MBA or Master's in Finance, professional certifications such as CFA or CA, and knowledge of financial analysis for corporate clients and financial institutions are desirable.
How to Apply
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Visit JPMorgan Chase Portal
You will be redirected to the official careers website. Search for Job ID 210794813 if required.
Submit Application
Update your resume to highlight relevant credit risk, financial analysis, due diligence, portfolio management, and risk assessment experience before submitting.
⚠️ Credit Risk and Investment Banking roles fill up rapidly. Apply as soon as possible.