American Express is Hiring Analyst – Risk Management
Commercial Rating and Underwriting | Bengaluru
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Job Overview
American Express is hiring an Analyst – Risk Management to join its Commercial Rating and Underwriting (CRU) team in Bengaluru. The role focuses on evaluating and underwriting commercial credit exposures across various business segments while supporting the company’s global institutional credit risk management framework.
This position is ideal for candidates interested in credit analysis, financial statement evaluation, risk assessment, and commercial underwriting. The selected candidate will collaborate with cross-functional teams, assess business and financial risks, and contribute to informed credit decisions that support American Express’s risk management objectives.
💡 Why this role?
This opportunity is perfect for professionals seeking to advance their careers by evaluating commercial credit exposures, analyzing global risks, and driving impactful credit decisions within a leading global financial institution.
This opportunity is ideal for candidates searching for:
Roles & Responsibilities
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Analyze and underwrite commercial credit exposures, reviewing business, industry, financial, and country risks.
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Assess corporate financial statements and creditworthiness to support internal credit rating and risk evaluation processes.
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Evaluate profitability and credit extension requirements utilizing internal and external quantitative credit rating models.
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Prepare detailed credit analysis reports and underwriting recommendations for senior stakeholders.
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Collaborate with sales, risk, and credit administration teams while monitoring macroeconomic trends impacting credit risk.
Eligibility Criteria
Education
Bachelor's Degree from a recognized university with substantial coursework in Finance, Accounting, Economics, or Statistics.
Experience
0–2 years of experience in credit analysis, underwriting, or risk management. Fresh graduates with relevant backgrounds may apply.
Technical & Core Competence
Strong expertise in Financial Statement Analysis, Commercial Underwriting, and Credit Risk Assessment. Must possess knowledge of GAAP/IFRS standards, financial forecasting, and corporate valuation methodologies.
How to Apply
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