Amazon is Hiring Credit Risk Manager
Amazon Pay / CapFloat Financial • Bangalore, Karnataka
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Job Overview
Amazon (CapFloat Financial Service Pvt. Ltd.) is hiring a Credit Risk Manager for its Credit Risk Management team in Bangalore. The role focuses on credit risk analytics, SQL-based data extraction, credit policy monitoring, risk dashboards, portfolio performance analysis, and root cause analysis.
The analyst will work closely with the credit risk team to understand portfolio trends and provide data-driven recommendations that help optimize the balance between credit risk and business growth.
Key Responsibilities
- Write and execute SQL queries to retrieve data from internal databases.
- Handle ad-hoc data requests and extract relevant data for credit risk analysis.
- Monitor the performance of existing credit policies and analyze the impact of changes.
- Support simulations for proposed policy changes and provide data-driven inputs.
- Maintain and update credit risk dashboards while tracking key risk KPIs.
- Monitor metrics such as delinquency rates, loss ratios, and overall portfolio performance.
- Investigate unusual data patterns, anomalies, and reasons behind risk metric changes.
- Apply logical reasoning to perform deep root cause analysis and explain the "why" behind the numbers.
- Convert complex analysis into actionable insights for underwriting decisions.
Skills & Technologies
Credit & Risk Analytics
Data & Tools
Professional Skills
Eligibility
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Experience Requirement: Not specified. Suitable for candidates with practical knowledge of SQL, data analysis, and problem-solving.
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Qualification: Graduate degree preferred.
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Core Skills: Strong experience using SQL for data extraction and analysis. Ability to maintain dashboards, perform root cause analysis, and solve analytical problems.
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Domain Understanding: Strong combination of data analysis and financial/credit risk understanding. Familiarity with delinquency rates and loss ratios is a plus.
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Preferred Expertise: Experience using Microsoft Excel for data analysis and reporting.
How to Apply
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