American Express is Hiring Analyst – Risk Management in Bengaluru
Commercial Rating and Underwriting | Bengaluru
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Job Overview
American Express is hiring an Analyst – Risk Management for its Commercial Rating and Underwriting (CRU) team in Bengaluru. The CRU team is responsible for assessing and managing institutional credit risk across global business units by evaluating corporate financial health, underwriting commercial exposures, and supporting credit risk decisions in compliance with global banking standards.
💡 Why this role?
This opportunity is ideal for finance graduates and early-career professionals with 0–2 years of experience in credit analysis, underwriting, financial analysis, or risk management. Candidates interested in corporate credit, Basel regulations, financial statement analysis, and institutional risk assessment are encouraged to apply.
This opportunity is ideal for candidates searching for:
Key Responsibilities
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Underwrite commercial credit exposures for global markets.
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Analyze corporate financial statements and evaluate overall creditworthiness and profitability.
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Evaluate business, industry, and country risks, assign internal credit ratings, and assess default risk.
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Interpret internal and external credit model outputs (e.g., Moody's RiskCalc) and prepare comprehensive credit memorandums.
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Collaborate with sales, risk, and credit administration teams while ensuring compliance with Basel regulations and internal risk policies.
Eligibility Criteria
Core Competence Required
Candidates must hold a **Bachelor's Degree in Finance, Accounting, Economics, Statistics**, or a related discipline. You should possess **0–2 years of experience** in credit analysis, underwriting, commercial banking, or risk management.
*Preferred Qualifications: Experience in a financial institution or credit rating agency. CFA Program candidature and knowledge of Moody's RiskCalc, CreditEdge, or Basel regulations are an added advantage.*
How to Apply
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Visit Official Portal
You will be securely redirected to the official American Express careers website.
Submit Documents
Verify Job ID 26011018, complete the online application form, and submit your updated resume.
⚠️ Act Fast! Risk Management roles at American Express fill quickly.